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Friday, January 8, 2010

Finacial diet control more important than body fat!.

In New Years Resolutions- instead of getting control of our eating, isn't our financial health- getting out of debt, saving some each month etc more important?

This is from an article on Meridian Magazine titled "Employing faith to finance by Lyle and Tracy Shamo

"...Brigham Young continued in this cause: “We want you henceforth to be a self-sustaining people. . . .Ye Latter-day Saints, learn to sustain yourselves . . .
If you cannot obtain all you wish for today, learn to do without that which you cannot purchase and pay for; and bring your minds into subjection that you must and will live within your means.” (In John A. Widtsoe, comp., Discourses of Brigham Young [Salt Lake City: Deseret Book, 1954], p. 293)

The Lord said: “Wherefore, verily I say unto you that all things unto me are spiritual, and not at any time have I given unto you a law which was temporal.” (D&C 29: 34) In that same spirit, let us begin our new year by employing financial discipline which is in harmony with the principles of faith.

Faith and fear cannot coexist. Faith causes action; fear inaction.

Believing we can allows us to survive the most rigorous of circumstances. Remember the lesson of the Sons of Helaman who learned from their mothers that they must not doubt. God has promised he will sustain us; He said nothing about making us wildly rich in the things of the world.

When your own plight becomes desperate and your financial future looks stormy, do all you can do and when that has been done, fall back upon your faith. Do not be ashamed to take your plight to your bishop who is there to assist with your welfare needs. ******* Sell off your valuable assets. Re-prioritize your list of needs so that you focus exclusively on only that which is absolutely essential to survive. Sacrifice and work with all your might, and then, when all other resources have been exhausted and there is nothing left, draw upon your faith and expect the miracle. ****
Perhaps surviving by faith seems unrealistic, but it is only unrealistic to those who have not put it to the test. Unrealistic is the only way to describe the miracle of the ravens who fed Elijah, or the manna which sustained the children of Israel, or the barrel of meal which fed Elisha that never failed. “Seek not for riches but for wisdom, and behold, the mysteries of God shall be unfolded unto you, and then shall you be made rich. Behold, he that hath eternal life is rich.” (D&C 6: 7)

One young mother recently bore testimony to the principle of faith in finance. Her husband lost his job sometime last summer. Their resources dried up. The bill collectors stood hovering at their door. Instead of giving in to despair, she and her husband and family slipped to their knees. Her testimony of the power of faith was clear as she told the story of the miracle. “I don’t know how it is done,” she said,”but somehow the Lord comes through and always just in the nick of time. When a bill is due I used to lie awake at night in fear and worry. Now I take the matter to the Lord. Somehow, someway, as the due date for each looming bill approaches, a miracle occurs and we receive barely enough income to make the payment: a friend slips us a bit of cash, our parents send us a check in the mail, a neighbor drops by with a bag of groceries, my husband or I find temporary employment. Oh, we never receive enough to have any surplus, but there is always just enough money to cover whatever is our most current need. So we have learned a lot this last year. We learned that it is possible to exist day to day and week to week knowing that when we absolutely need it, the Lord will provide and there will be sufficient for our needs.” Such is the principle of faith in finance.
Whatever the financial prognostication for the world, through faith, your prognostication for 2010 is rosy.
Next month we’ll focus on assessing and prioritizing needs from wants. For this and other good money-saving advice, see our new Deseret Book publication Live Your Life for Half the Price and its companion volume, Debt-Free On Any Income."